Archive for the ‘Social Services’ Category

GETTING BACK TO THE REAL WORLD AFTER BEING IN THE CLUTCHES OF SOCIAL SERVICES

November 19, 2011

Hello, my fellow Wowsers ! Sorry to have let you down recently by being conspicuous by my absence, but I’ve had a slightly difficult time – to say the least ! Writing the blog has been out of the question really. I have been pushed to the limits of endurance, read on and find out exactly what I mean.

So, tonight I am mildly inebriated, my mind slightly numbed with red wine – not a lot – only about three quarters of a bottle so far. Age dictates that I can no longer drink the fairly heroic amounts of red wine I used to drink. And I am listening to some delightful classical music – Brahms, Chopin, various Gregorian chants, Vespers etc. Fantastic ! Good food, good wine, good music – food for the soul.

But I have had the first decent bit of food for six months, and I have just stuffed ‘triple chocolate’ – that’s just a fancy name for a lot of chocolate – ice cream into my mouth after a ‘main course’ of fried then boiled minced beef with just some fried onions and an Oxo cube with a copious amount of frozen peas, one fried sausage from a specialist ‘sausage shop‘ and some boiled rice using chicken stock, then fried; delicious.

Not exactly gourmet food, but out of this World after the utter garbage I have been forced to eat in the bed and breakfast accommodation social services threw me and my son into during then past six months.

My son announced by means of a voicemail message he sent me after leaving school this afternoon that he was going off with a new found friend to have a ‘sleep-over’ at his new friend’s house just around the corner from our rented house so I am Alone ! The ultimate luxury of a parent plagued with the demanding presence of a child constantly present for thirteen years.

There was a bit of bother. He didn’t tell me the address and I couldn’t get a connection on my useless THREE G mobile phone to listen to his voicemail message which would give me the telephone number he was calling from. The THREE G mobile telephone and internet service is utterly useless as I have found out to my cost since signing up to it shortly after I was evicted from my house six months ago. It is almost always just not working as it is completely overloaded and not enough bandwidth is available for the volume of calls.

It often just doesn’t work because the Hutchinson Whampoa THREE Mobile phone company just don’t provide enough transmission masts in the UK for proper network coverage. I think they are just con merchants really.

They have let me down badly over the past few months as I depended completely on them for being able to function to keep in touch and generally sort out my life. Loads of other people have told me they are a useless mobile telephone and mobile internet company too, with similar tales of being unable to make connections whenever they want to make a a telephone call or use the internet.

But now I am in my new rented house in Tunbridge Wells; not brilliant, but better than the disgusting Bed and breakfast accommodation in Crawley the social services flung my son and I into.

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HOW ESTATE AGENTS HAVE POISONED THE PROPERTY RENTAL MARKET

September 28, 2011

Some of my correspondence   with the local council showing how impossible it is obtaining privately rented accommodation when you have to jump through all the bureaucratic hoops created by estate agents and the local Council and the ludicrously rotten benefits system.

28th September 2011 –  1500 hrs

Dear Social Services,

Thank you for your email sent at 1036 hrs  this morning in which you tell me you can pay the estate agent fees and first month’s rent and deposit and act as guarantor.

The estate agent is ……

The telephone number is … and the person dealing with this is….. Her email is ……

The property is at …..

I have just spoken to the agent a moment ago and informed her of the fact you will be organising the  financing of this rental.

The second I mentioned that this was being paid for by you she immediately said the landlord ‘would have to know’ and it was unlikely he would accept me as a tenant because the funding would not be coming directly from me. She ignored my explanation that you would be acting as guarantor as though this would be meaningless when in fact it would be a legal guarantee the rent would be paid.

She focussed on the fact the only arrangement that would be workable would be six months rent in advance. She said that without that it would not be possible to proceed.

You couldn’t get a clearer indication that this whole poisonous difficulty of benefit claimants and other less ‘credit worthy’ individuals being unable to rent accommodation has been brought into being by the way estate agents choose to function.

She was immediately ‘obstructive’ in our conversation and quite determined to strip out of it any sensible and positive discussion and she made it clear to me her thinking was to disregard me as a prospective tenant and advise the landlord accordingly, quite regardless of the security of the rent being paid and guaranteed.

Estate agents actively encourage landlords to ‘fear’ benefit claimants etc, and they also insist on using rapacious ‘referencing’ agencies that charge extortionate fees to produce referencing reports which are based on highly dubious financial credit referencing agencies like Experian and barely worth the paper they are written on and certainly are no real indication of likely tenant reliability.

The simple reason for this is that it benefits the estate agents. Even an individual with a blameless record finds the system completely obnoxious and basically just a rip off as I have found when I have spoken to many other tenants affected by this.

I also need to let you know that the fierce ‘standardisation’ of rental levels set by estate agents means that  essentially all two bedroomed properties are virtually the same rental levels starting at £795. I have accepted the fact that I will have to fund the shortfall between the housing benefit level set by the government and what I actually have to pay.

I know I am able to do this because I am currently paying £117 monthly for storage of household goods and also setting aside £100 monthly as a temporary  ISA savings despite a a huge shortfall in the income I should be receiving under the benefits system. In addition to this I am not being paid any child tax credits at all which would amount to about £40 per week (£160 monthly) , and there are certain deductions also taken from my pension credit which are incorrect and should not only stop when the issue is sorted out, but substantial sums should, presumably, be legally refundable.

A simple understanding of what I am talking about is that you might say I am being well and truly ‘ripped off’ by not being correctly treated by the benefits system which can behave very erratically. I have not previously been in a position to do anything about sorting  all this out until now.

The other relevant facts concerning the property I am trying to rent are that the rent is £850 per month and if I was paying hard cash out of my own pocket with six months up front I know it would come down to £800 per month. With this in mind it might be worth your while telling the agent the rent will be only £800 per month in return for paying the rent six months in advance, if you so choose.

The deposit is also stated as being six weeks worth of the rental figure instead of the one month that used to be the norm. All the other estate agents I have spoken to have also upped the deposit levels to six weeks too.

The bottom line about all this is that the estate agents are in control and they have both you and all prospective tenants over a barrel. It is the estate agents who also influence and ultimately control  the landlords too into believing the correct way to go about renting their property is in the manner the estate agents dictate.

Again, all this means that, as the primary objective is for my son and me to get into acceptable accommodation, the speediest and  most cost effective way of doing this is to simply work within this wickedly rapacious estate agents lettings system  and be forced to pay the six months rent in advance.

This is because the only way of getting around the joke of ‘referencing’ which,  if it finds even the slightest glitch in a credit record etc or lack of employment even if pensions or benefits are being paid, will result in outright rejection of a tenant.

By paying the whole of the six months length of the rental contract in advance it cuts the legs completely off the referencing issue as the landlord’s receipt of rental payments  can no longer  exist as a ‘risk’. It does also offer both the logic and bargaining tool for reducing the rent down to at least £800 per month on the basis that the landlord is effectively receiving more rent than the agreed figure if it is all paid six months in advance. A landlord would find it difficult to refuse reducing the rent in this manner if it was paid in advance.

I had to struggle somewhat with the estate agent  and be very persistent that this deal could still go ahead as really, she seemed to be automatically just dismissing me out of hand because I didn’t ‘tick all the standard boxes’ the estate agents like. These people are very blinkered and have completely one track minds as they are really just jumped up and mobile versions of call centre robots – with the same total lack of individual initiative.

I have actually done an enormous amount of research – speaking to many, many estate agents and other tenants too. I have looked at hundreds of properties all over the South of England.

It is clear from all this that there is no immediate way out of the vice like grip the estate agents hold over the entire market, making it almost impossible for anyone on benefits to be accepted for any normal rented property without paying the rent up front. There is effectively no possibility of a benefits claimant on housing benefit commencing any brand new rental. Which only throws  any benefit claimant straight  back into social housing as the only possible means of finding any accommodation at all.

Every other conversation I have had with estate agents has arrived at this same conclusion that without paying the rent up front, it will be impossible to enter into any rental agreement.

The estate agent  asked me to request that you speak to her or email her  about this to see if any progress might be made and she put unreasonable pressure on  all this by telling me she will be immediately proceeding with other tenants meanwhile.

A simple display of the venality of these predatory people.

Yours Sincerely,

Single Dad

MY CHILD AND ME THROWN HOMELESS ONTO STREETS BY SOCIAL SERVICES

August 6, 2011

email to my MP dated August 1st 2011

My thirteen year old son and I have been deliberately made homeless and thrown out onto the streets today by Social Services.  There was no warning whatever. Both of us will be sleeping in a shop doorway or similar tonight or certainly by tomorrow night.

My local Council illegally  & wrongly described me as ‘intentionally homeless’ after I was evicted from my home in March this year by a vicious sub-prime mortgage lender (Lehmans Bros subsidiary SPML).

This meant the Council could deny they had any legal obligations under law to re-house my son & I. They had announced about three years ago they intended to do this and describe me as ‘intentionally homeless’ . It seemed obvious to me the Council official concerned was being deliberately spiteful for some unknown reason.

Frankly, they seemed to me to be sadists who had an opportunity to ‘get at’ a professional ‘middle class’ person and kick the hell out of him by the inappropriate exercise of the power they had over me. There is simply no other way of putting it. They seemed to be making that very clear to me – although of course they will deny that.

Without any meaningful warning I was therefore consequently thrown out of the B&B the Council had originally put me in immediately after I had been evicted . (more…)

LOCAL COUNCIL STEALS ALL MY POSSESSIONS

July 12, 2011

I have just learned the local council is planning to steal the entire contents of my house.

My twelve year old son and I were evicted from our home by the evil, grasping sub-prime mortgage lender Southern Pacific Mortgages Limited or SPML for short.

This bunch of thieves was a subsidiary of the dishonest bank Lehmanns Bros which caused the Worldwide financial disaster which we are still struggling with today, with rapidly increasing job losses and poverty everywhere.

So, the council sent me a letter telling me why they have a legal obligation to re-house my son and I, then announced (more…)

THE DAILY GRIND

July 8, 2011

Oh, my fellow Wowsers, have I got a tale to tell you !

I don’t think you could make it up really. Truth is stranger than fiction they say, and I wouldn’t dare invent all these events and expect anyone to believe it all – unless it was all true. But it is all true, and I can prove it; so here goes.

I’d like to start at the beginning, but that was a long time ago, so it can wait while I just catch up with the present – somewhere in the middle of the story, so to speak. Anyway, I’m too tired and too busy right now to think all the way back to that beginning some thirteen years or so ago.

In a way, it started even earlier than that I suppose; when I (more…)

IT WAS A SERIOUSLY NASTY LABOUR GOVERNMENT FROM 1997 TO 2010

January 20, 2011

LEFTIE MAFIA CLOSE RANKS OVER BABY P

“WHY did Gordon Brown react so violently when asked in the Commons about Baby P’s shocking death?

Was it a guilty conscience?

The unforgivable death of Baby P has (more…)

HOUSING BENEFIT – THE TRUTH, A TISSUE OF DHSS & GOVERNMENT LIES

December 16, 2010

It is right suddenly unemployed/ill people should receive housing support to prevent the nasty minded lenders throwing them out on the street within a few months – which is what they generally try and do.

But the housing benefit system is utterly, utterly poisonous because it costs the taxpayer a fortune, lines the pockets of the lenders & completely fails most people falling on hard times. I know this because (more…)

HOW HARINGEY AND NORTH WALES SOCIAL SERVICES WICKEDNESS DESTROYED MY FAMILY

November 29, 2010

And reduced me to complete poverty as a single father, forced into bringing up my son without his mother.

Its all done and dusted and I have custody now and have done for ages.

Briefly what happened was: (more…)

Refugees flee the tyranny of social workers

November 9, 2010

By Christopher Booker

Published in the Sunday Telegraph 7th Nov 2010

Refugees flee the tyranny of social workers

There was a time when Britain took pride in offering a safe haven to the victims of tyrannies in other countries. Today we see this in reverse, with scores of families each year fleeing this country as the only way to escape a vicious system bent on seizing their newborn children for no good reason. Last week I heard two more such horror stories and this week I will relate the first, in which I am legally compelled to disguise the names.

Roger and Carol lived happily in Doncaster with their five-year-old daughter. One day last November they had a marital disagreement, involving no more than raised voices. They were overheard by a neighbour who called the police. The couple were arrested and held for nine hours before being released without charge. But the police had (more…)